Court-appointed Receiver Kenneth Bell considers anyone who profited $1,000 or more from Zeek Rewards a potential target for legal action. This low bar means scrutiny has intensified around affiliates who took home the largest share of Ponzi profits. The receivership estimates more than $295.5 million was fraudulently transferred to thousands of Zeek's "net winners."

While smaller profit-takers will face action, particular attention falls on top affiliates. These individuals, numbering about 77,000, withdrew more money than they invested. Several of the highest-profiting affiliates made over $1 million through the program.

Randy Jarvis, a former Lexington resident, detailed how he met hundreds of affiliates at the Holiday Inn Express. Upper-level affiliates often booked nearly the entire hotel for "Red Carpet Events" run by former chief officer Paul Burks, a Davidson County resident. Jarvis recalled affiliates from Australia claiming $200,000 daily earnings. A couple from Vermont showed him actual checks, validating thousands in profits before convincing him to sign up.

These top Zeek Rewards affiliates used wild income claims and check flashing. They drew in thousands of investors, the vast majority of whom lost money in the scheme. The money ended up in the bank accounts of Zeek Rewards' top affiliates and, in some instances, company management itself.

Many of these top profiteers are well-known in the multi-level marketing industry. They continue to market similar schemes after Zeek's shutdown. Out of 77,000 net winners, only 150 Zeek profiteers have settled with the Receiver to date, returning approximately $2 million.

Instead of settling, many top affiliates have fought the receivership. Several of the highest-profiting affiliates, those who made over $1 million, filed motions early on to obstruct the receivership's progress. One motion aimed to dissolve the receivership entirely. A federal judge denied all these measures.