The Same Old Pyramid Scheme, Now With Bitcoin and Loan Fraud
Stefan Dessalines is betting you'll fall for a pitch as old as the internet itself: join his company OPM Wealth and make six figures in 12 weeks. All you need is other people's money.
The mechanics are straightforward. You buy into one of five membership tiers—Hermes at $2,000 up to Zeus at $27,500. You earn commissions only by recruiting others who do the same. There's no product, no retail sales. Just recruitment, two levels deep, paying 60% on your first recruit and 10% on your second.
The catch is how members pay for entry. OPM Wealth's "coaches" push a specific play: fix your credit score, get a loan, use that loan to buy your membership. Don't tell the lender what the money's actually for. Just lie.
It's credit fraud dressed up as entrepreneurship.
Dessalines runs the operation from the shadows of his own marketing videos, though he's conveniently the public face when it comes time to promote the scheme. Little is known about him beyond years of failed attempts at digital marketing. Before OPM Wealth, he made a May 2021 video called "OPM Video How It Works" where he rambled about three categories of business: dating, weight loss, and money. That video vanished from YouTube by March.
The whole thing trades in bitcoin, the preferred currency of anyone hoping to stay one step ahead of regulators.
What makes this notable isn't the novelty—it's the laziness. OPM Wealth is Digital Altitude and MOBE with blockchain bolted on. Same promises. Same "let our coaches close for you" sales pitch. Same directive to borrow money and pray recruitment doesn't collapse.
Those earlier schemes cost thousands of people hundreds of millions collectively before they imploded.
The FTC eventually comes for these operations. Sometimes it takes years. By then, the architects have already moved money out and on to the next thing. Dessalines might face consequences, or he might not. What's certain is that most people who buy in at the lower tiers will lose their money and the loans they took to get it.
OPM Wealth will run until recruitment can't sustain it anymore. That's not a prediction. That's how this always works.
🤖 Quick Answer
# OPM Wealth Review: Using Credit to Join a Pyramid Scheme
What is OPM Wealth and how does its membership structure operate?
OPM Wealth is a recruitment-based scheme offering five membership tiers ranging from $2,000 to $27,500. Members earn commissions exclusively through recruiting participants into subsequent levels, with compensation structured at 60% for first-level recruits and 10% for second-level participants. No legitimate products or retail sales activities generate revenue.
How does OPM Wealth facilitate fraudulent loan acquisition among members?
OPM Wealth coaches instruct members to obtain personal loans by improving credit scores, then use borrowed funds to purchase membership tiers. Participants are encouraged to misrepresent loan purposes to lenders, concealing that funds finance pyramid scheme entry rather than legitimate business or personal expenses.
**What legal violations characterize OPM Wealth
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