A shadowy Facebook network called UR247, boasting over 2,200 members, is actively recruiting participants for M2M Galaxy, a $50 matrix scheme operating without any tangible products and with deliberately obscured ownership.
The true operators of M2M Galaxy remain unknown. The company's website offers no details about its leadership. Domain registration for m2mgalaxy.com, initiated on May 5, 2015, by a user identified only as "toney," provides a false physical address, adding to the deliberate lack of transparency.
The core recruitment and operational hub appears to be UR247, a private Facebook group that presents itself as a business community. Nine individuals administer this group: Sheri Bonay, Desmond Johnson, Victoria Harris, Neville Easley, Corey Phillip Moran, Jennifer Dazley, Helen Smith, and Richard Taylor. Despite their listed roles, the ultimate authority behind UR247 is kept intentionally vague.
UR247 functions primarily as a downline builder, directing members toward various investment opportunities. In a May 21 post, administrator Sheri Bonay announced reaching 400 members in the M2M Galaxy group, referring to it as "UR247's Second program" and contrasting its payout structure favorably with Direct Pay Biz.
A closer examination of the UR247 administrators reveals a troubling pattern. Many frequently share religious imagery and quotations on their social media profiles. Several administrators—Corey Phillip Moran, Neville Easley, and Jennifer Dazley—were previously associated with Achieve Community. The U.S. Securities and Exchange Commission shut down Achieve Community in February 2014, identifying it as a $1.8 billion Ponzi scheme. Kristi Johnson and Troy Barnes, co-founders of Achieve Community, are now facing criminal prosecution. Other UR247 administrators appear to have removed any public association with Achieve Community from their online presence.
It is not entirely clear whether UR247 is directly managing Direct Pay Biz or merely directing its members towards it. Direct Pay Biz's promotional material promises participants the chance to "turn your $9 into $597,170!" This mathematical claim is highly unrealistic and is contingent on continuous recruitment.
M2M Galaxy operates by having members purchase $50 matrix positions. The scheme lacks any actual products or services for sale. Participants buy positions, and once a matrix fills with enough new positions, payouts are supposedly distributed. Each purchased position includes advertising credits usable on the M2M Galaxy website, a superficial attempt at legitimacy that does not alter the scheme's fundamental nature.
This structure is characteristic of a Ponzi scheme. Funds from new members are used to pay earlier participants. Such schemes inevitably collapse when the rate of new recruitment slows down, which is an unavoidable outcome.
Individuals should exercise extreme caution when encountering entities that conceal their ownership, operate through private online groups, have administrators with histories linked to failed investment schemes, and offer no genuine products or services. Engaging with M2M Galaxy means contributing to the downline of its hidden operators rather than building personal wealth.
The U.S. Securities and Exchange Commission continues to pursue enforcement actions against unregistered securities offerings and fraudulent investment schemes.
