Ad My Dream, an online platform claiming to be "the world's first advertising crowdfunding," lists a Hong Kong corporate address and two directors, Xing Yang and Chelsea Anne Jonch. The company, which allegedly launched in late January 2017, presents no verifiable information for either individual, immediately raising questions about its operational legitimacy.
The listed Hong Kong address belongs to Offshore Company Corp., a firm specializing in the formation and licensing of offshore companies. Ad My Dream has no actual physical presence at this location. A UK company was registered this year by a Chelsea Anne Jonch using a Belize address, but investigators have not confirmed if this is the same person. The complete lack of background for the named directors suggests Xing Yang and Chelsea Anne Jonch are likely fictitious identities.
Data from web analytics firm Alexa indicates that Germany accounts for 48% of Ad My Dream's website traffic, with Austria contributing 16%. This suggests the platform's operators are likely based in Europe, not Hong Kong. Parts of the compensation plan, though supposedly in English, still contain German text. This geographic disconnect, combined with the phantom directors, makes accountability difficult for participants seeking redress.
Ad My Dream offers no retail products or services to the general public. Instead, affiliates market only the Ad My Dream membership itself. Participants buy matrix positions, each providing a small number of "ad credits" for displaying advertisements on the Ad My Dream website. These credits offer negligible value, serving primarily as a pretext for the payment structure.
Affiliates purchase $5 positions within a 2x15 matrix system. A participant sits at the top of their personal matrix, with two positions directly below them on level 1. Each subsequent level branches into two more positions, continuing down to level 15. A fully populated matrix contains 65,534 positions. Positions fill when new members, recruited directly or indirectly, buy into the system.
Commissions range from 10 cents per position filled on levels 1 through 14, increasing to 15 cents for positions on level 15. However, participants must first "unlock" each level to earn on it. Unlocking requires buying additional positions themselves. For example, one position unlocks level 1, two positions unlock level 2, four positions unlock level 3, and so on, up to 1,024 positions needed to unlock level 15.
To earn commissions across the entire 15-level matrix, an affiliate must purchase a total of 1,024 positions. This represents an out-of-pocket expenditure of $5,120 at $5 per position. This tiered payment structure ensures that participants must continually invest their own money to gain access to potential earnings, creating a significant barrier to profitability for most.
The compensation plan also includes referral commissions, paying 10% on each $5 position purchased by a personally recruited member. A 100% matching bonus applies to matrix earnings generated by personal recruits, but both the recruiter and the recruit must have unlocked at least level 2. The match only applies to levels that both parties have actively unlocked.
An "Infinity Bonus" replaces standard matrix commissions once specific cumulative matrix volume thresholds are met. Earning $10,000 in matrix volume qualifies a participant for a 1% bonus. This percentage rises to 2% at $50,000, and up to 10% once $100,000,000 in volume is achieved. This bonus pays on the entire matrix across infinite levels, incentivizing high volume recruitment. Two weekly bonus pools, each contributing 0.5% of all position purchases, are also offered, with vague qualification criteria apparently tied to recruitment performance.
Ad My Dream's free affiliate membership serves as a gateway. Real earning, however, requires participants to buy $5 matrix positions. The platform markets itself as a legitimate advertising and crowdfunding venture, promising "long-term and serious income" through both active and passive means. These claims are directly contradicted by its operational mechanics.
Ad My Dream functions as a classic pyramid recruitment scheme. Participants buy positions, and they earn primarily when others do the same. The extensive position requirements for unlocking matrix levels, coupled with referral and matching bonuses, ensure that commissions depend almost entirely on a constant influx of new affiliates and their money.
Without continuous recruitment and new funds entering the system from the bottom, the entire scheme is designed to collapse. The administrators typically preload positions at the top of the company-wide matrix, ensuring they collect the largest commissions as the structure fills. When Ad My Dream inevitably fails, affiliates who have not earned enough to cover their initial and ongoing position purchases absorb the financial losses.
From its misleading "crowdfunding" branding to the use of offshore registration services and fabricated directors, Ad My Dream exhibits the hallmarks of a calculated financial fraud. The Federal Trade Commission and consumer protection agencies worldwide consistently warn against such schemes, which prioritize recruitment over legitimate product sales. Victims of similar pyramid schemes often find it difficult to recover their funds due to the anonymous nature of their operators and offshore corporate registrations.