Active Coin Trade, an online investment platform, began operating in late 2019, with its domain "activecointrade.com" registered privately on November 14 of that year. Despite this recent origin, the company falsely claimed a 2013 founding date in the United Kingdom.
The platform offers no verifiable information about its leadership. Executive profiles listed on its website use fabricated names and images stolen from other sources. This absence of transparency, where key personnel remain anonymous, often signals significant risk in investment schemes. Financial regulators worldwide consistently flag such practices as a primary indicator of potential fraud.
Active Coin Trade attempts to project legitimacy by referencing "Ebico Investment & Trade Limited," a UK company. Records show Ebico Investment & Trade Limited was incorporated in December 2016 and dissolved by March 2020. There is no evidence connecting this defunct entity to Active Coin Trade's operations. UK company registration is notoriously inexpensive and subject to minimal regulatory scrutiny, making it a common tactic for fraudulent entities to create a veneer of credibility without establishing a genuine business presence.
The scheme offers no tangible products or services. Instead, it functions solely by marketing affiliate memberships, which require an upfront investment. Participants deposit funds with the promise of substantial daily returns. The investment tiers present varying rates: the "Basic" plan promises 135% return on investments of $300 or more over seven days. The "Standard" plan offers 150% over 30 days for deposits starting at $500. A "Professional" tier, requiring $2,500 to $7,500, claims to generate 3% to 9% daily "forever." The "VIP" option, for $10,000 or more, advertises a 300% return over 30 days.
These promised returns are financially unsustainable and defy legitimate market realities. No genuine trading operation can consistently deliver such high, guaranteed profits, especially not on a daily basis. The platform also incorporates a multi-level marketing component, paying referral commissions to affiliates who recruit new investors. Commissions are structured across two levels: 8% on direct referrals (level 1) and 5% on those brought in by direct recruits (level 2). While membership itself is technically free, participation in the income opportunity mandates a minimum investment of $300.
Active Coin Trade further claims to function as "the brokerage arm of mega-bank Cooperative bank." The name of this "mega-bank" is never specified. No documentation, licenses, or regulatory approvals support this assertion. Such vague, unsubstantiated claims about affiliations with established financial institutions are typical of fraudulent operations seeking to mislead potential investors.
The platform asserts it engages in "online trading, investment choices, powerful trading platforms." Yet, no evidence confirms any actual trading activity. There are no verifiable trading statements, audited financial reports, or proof of revenue generation beyond the funds deposited by new affiliates. This model, where payouts to early investors are sourced from later investors' capital, perfectly matches the structure of a Ponzi scheme. A legitimate investment firm that could generate 15% daily returns would have no need to solicit small deposits from the public; it would compound its own capital to immense wealth.
The math underlying such schemes guarantees that they are destined to collapse. When recruitment of new investors slows, the inflow of fresh capital diminishes, making it impossible for the scheme to meet its promised payouts to existing participants. At this point, the operation unravels, and the vast majority of investors lose their money. The question is not if the scheme will fail, but when it will. The US Commodity Futures Trading Commission (CFTC) recently secured a $228 million judgment against EminiFX and its owner for a similar crypto Ponzi scheme that defrauded over 25,000 investors with false promises of high returns.
Investors who believe they have been defrauded by Active Coin Trade or similar platforms should gather all transaction records and communications. They can then file a complaint with their national financial regulatory body, such as the Securities and Exchange Commission (SEC) in the United States, or the Financial Conduct Authority (FCA) in the United Kingdom.