Arindam Yinh, based in Mumbai, India, appears to own Yotta Money Hybrid, an online investment scheme with a domain registered on March 10, 2013. The company’s registration details remain private. Yinh stated this venture is his first attempt in the industry, telling a reporter, "Its my first. Trying my luck…"
Yotta Money Hybrid offers no retailable products or services. Affiliates market only the membership to the income opportunity itself. Upon joining, affiliates purchase positions within the company’s compensation plan. Each position bundles with advertising credits.
The Yotta Money Hybrid compensation plan combines a single-line cycler and an investment scheme. An affiliate buys a position for $10, which splits evenly. Five dollars goes to the cycler component, and the other five dollars enters the investment scheme.
The $5 allocated to the cycler creates a position at the bottom of a queue. This $5 pays the top position in the queue. A payout occurs when that position accumulates $7.50, which happens after two new positions are purchased below it.
The second $5 from the affiliate's purchase funds an investment scheme. This scheme promises a daily 2% return on investment (ROI) over 180 days. Affiliates must reinvest 25% of all ROIs paid back into the system.
Yotta Money Hybrid also pays referral commissions through a unilevel structure. An affiliate sits at the top of their unilevel team. Every personally recruited affiliate lands directly below them on Level 1. Any affiliates recruited by Level 1 members form Level 2, and so on.
Referral commission percentages vary by level. Affiliates earn 5% for Level 1 recruits, 3% for Level 2 recruits, and 2% for Level 3 recruits.
Membership to Yotta Money Hybrid is free. However, affiliates must invest in at least one $10 compensation plan position to withdraw any earned commissions or ROIs. This requirement applies even to free members.
Yinh acknowledged the company lacked outside income. He stated, "Currently NO. but i will be adding more streams and options in future." This business model requires a constant influx of new investor funds to pay out existing participants.