Vital Card operate in the financial services MLM niche and appear to be based out of California.

Heading up the company are co-founders Chris Bridges (Chairman) and Vincent Bradley (CEO).

According to the Vital Card website, they are

a team of entrepreneurs, bankers, lawyers and creative tech individuals that share a common goal of launching a credit card where the community comes first.

We are results-driven innovators who have worked on successful products at companies including Google, Charles Schwab, PWC Goldman Sachs and Card.com.

Prior to co-founding Vital Card, Chris Bridges and Vincent Bradley separately and respectively launched Vessix (2013) and Flash Funders (2011).

Vessix has since closed but as per a company bio developed ‘
technology for consolidating POS, CRM and reporting
‘.

FlashFunders’ corporate bio meanwhile sounds pretty similar to that of Vital Card;

We’re a team of entrepreneurs, bankers, lawyers and creative tech individuals that shares a common goal of connecting investors and companies to make their visions a reality.

As far as I’m aware Vital Card is both Chris Bridges and Vincent Bradley’s first MLM venture.

Read on for a full review of the Vital Card MLM opportunity.

Vital Card Products

Vital Card offer a 1% cashback service on credit card purchases with branded credit cards.

There doesn’t appear to be a distinction between Vital Card affiliates and non-affiliates, meaning everyone who signs up is a Vital Card affiliate.

The Vital Card Compensation Plan

Vital Card’s compensation plan revolves around affiliates building their Vital Score.

Vital Score is tracked by points, which are acquired by Vital Card affiliates based on their recruitment efforts (unilevel).

4 points are generated per affiliate recruited on level 1 (personally recruited affiliates)

2 points are generated per affiliate recruited on level 2 and

1 point is generated per affiliate recruited on level 1

Each month Vital Card take 1% of each credit card transaction made by affiliates and places it into a “Cash Rewards Pool”.

How points correspond to shares in the Cash Rewards Pool is unclear, but it appears to be an equal share allocation per point.

That would mean at the end of each month Vital Card tallies up the total number of affiliate points (every affiliate’s Vital score), and divides it by the total Cash Rewards Pool balance.

What each point is worth dollar-wise is then paid out pro rata based on each Vital Card affiliate’s Vital Score.

The Vital Card compensation plan states that as long as recruited affiliates “keep using” their Vital Card credit cards, an affiliates’ Vital Score is maintained.

As per the Vital Card FAQ, “keep using” means maintaining a minimum $250 monthly spend on the card.

Vital Card affiliates who don’t maintain the $250 monthly minimum spend don’t receive a share of the Cash Rewards Pool.

Joining Vital Card

Vital Card affiliate membership is free.

To receive a share in the Cash Rewards Pool howev

🤖 Quick Answer

What is Vital Card and what financial services does it offer?
Vital Card operates as a financial services company in the MLM niche, based in California. The company offers a credit card product featuring 1% credit cashback rewards with a 1% Cash Rewards Pool structure, positioning itself as community-focused with a team of experienced entrepreneurs, bankers, lawyers and technology professionals.

Who are the co-founders of Vital Card?
Vital Card was co-founded by Chris Bridges, serving as Chairman, and Vincent Bradley, who holds the position of Chief Executive Officer. Both founders previously launched separate ventures: Bridges co-founded Vessix in 2013, while Bradley established Flash Funders in 2011 prior to their collaboration.

What professional experience do Vital Card's founders and team possess?
Vital Card's leadership and team include professionals with extensive experience from major corporations including Google, Charles

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