My 20 Dollar Travel Business: The Same Pyramid Scheme, Repackaged Again
Steve Gresham has done it again. Three years after his My 1 Dollar Business collapsed, he launched My 20 Dollar Travel Business in May 2019—another recruitment scheme dressed up in different clothes.
My 1 Dollar Business itself was Gresham's second attempt at the same game. His first venture, Savings Highway, went down as a pyramid scheme. When that imploded, Gresham pivoted to My 1 Dollar Business in late 2016. The new version promised the same thing: money through recruitment, wrapped in a matrix structure. By the time he launched My 20 Dollar Travel Business, My 1 Dollar Business had already collapsed.
The company sells nothing of actual value. There are no retailable products. Affiliates cannot market any service or good—only the membership itself. My 20 Dollar Travel Business dangles access to a travel booking engine, but that operates completely separate from the MLM structure. It's window dressing, nothing more.
The compensation plan tells the real story. Affiliates pay $1, $20, or $100 monthly. Money flows from recruitment. Bring in a Member at $1 and you pocket 50 cents. Recruit a Gold affiliate at $20 and earn $10. A Platinum affiliate at $100 nets you $50. After the first month, these commissions drop to half.
Beyond direct recruitment, the company uses a 2×10 matrix—a structure that forces exponential growth to sustain payouts. Two positions sit below each affiliate. Those two split into four on the next level, then eight, then sixteen, doubling all the way down ten levels deep. The company pays 5% on fees from anyone placed in your matrix, but only if you maintain two active paid recruits.
There's a catch built into the structure: $1 Member affiliates are forced to upgrade to Gold at $20 after their first month. This ensures the cheap entry point doesn't actually mean cheap entry. New recruits believe they're joining for a dollar. One month later, they're paying twenty times that amount—or they're out.
The math doesn't work for most people. A 2×10 matrix demands you fill thousands of positions to earn real money. Gresham knows this. He's run this exact scheme twice before. The travel booking engine is irrelevant to the earnings model, which means the company isn't built around selling travel services—it's built around recruiting.
Gresham laundered the same system through a rebrand. New name. New price tiers. New marketing push about something exciting launching. The fundamentals remain untouched: membership fees, recruitment commissions, matrix payouts, forced upgrades, and an unsustainable structure that rewards only those at the top while the majority lose money.
This isn't a reboot. It's a relaunch of a known fraud model. Gresham has simply changed the label.
🤖 Quick Answer
What is My 20 Dollar Travel Business?My 20 Dollar Travel Business is a recruitment-based scheme launched by Steve Gresham in May 2019, operating through a matrix structure. The company reportedly offers no retailable products or services of tangible value, focusing instead on income generation through participant recruitment rather than legitimate product sales.
What is Steve Gresham's business history?
Steve Gresham previously operated Savings Highway, which collapsed as a pyramid scheme, followed by My 1 Dollar Business in late 2016. My 1 Dollar Business similarly functioned as a recruitment scheme before collapsing, leading to the launch of My 20 Dollar Travel Business approximately three years later.
How does the business model operate?
The business utilizes a matrix structure where income derives primarily from recruiting new affiliates rather than selling genuine products or services. Participants are encouraged to invest and recruit others
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