A serial scam operator just launched his third MLM scheme in less than two years. Troy Mason, who settled a federal commodities fraud case for nearly $1 million, has rebranded his failed 25X Club into a new operation called Money Power Wealth.

The pattern is unmistakable. Mason launched Ztegrity as a forex trading scheme before the CFTC sued him for commodities fraud in mid-2021. Rather than shut down, he pivoted Ztegrity into Our Gas Club in March 2022, marketing it as a gas card pyramid scheme. When that lasted only a month, he rebooted it as 25X Club in April 2022. By October, 25X Club was dead too. Mason's last marketing video for 25X Club went up on his YouTube channel on October 27th. Sometime after that, the 25X Club website simply redirected to Money Power Wealth.

In October 2022, Mason settled the CFTC lawsuit over Ztegrity for $943,570, but that hasn't slowed him down.

Money Power Wealth's pitch is simple: sell custom metal credit cards for $99.95 each. Customers send in an existing card, Money Power Wealth clones it, and sends both cards back. Additional shipping charges apply on top of the card fee.

The compensation structure targets recruits, not retail customers. Affiliates earn $20 per card sold to the public and another $20 per card sold by people they recruit directly. That second layer extends one level deeper—affiliates also get $20 per card sold by their recruits' recruits. Affiliate membership costs either nothing or $99.95 and includes a custom card if you pay.

What makes this scheme work as a pyramid depends entirely on one thing: whether most card sales come from actual retail customers or from affiliates buying inventory. Money Power Wealth's website reveals nothing about the company's ownership or executives. The domain was privately registered on September 29th, 2022—just weeks before 25X Club was killed off.

The company presents itself as quasi-compliant by offering a retail option, but there's no real distinction between buying as a customer and buying as an affiliate recruit. Both get the same card for the same price. The only difference is the income opportunity attached to affiliate membership.

Don't expect transparency from headquarters. The company isn't publishing statistics on retail versus affiliate sales. That leaves it to individual recruits to ask their upline how many cards they've actually sold to real customers versus how many people they've recruited. If the numbers skew heavily toward recruitment, you're looking at a pyramid scheme dressed up in metal and plastic.

Mason has now launched three MLM operations in nineteen months. Each one collapses and gets rebranded. Money Power Wealth is just the latest iteration. The question isn't whether this will eventually fail. The question is how many people will lose money before it does.

🤖 Quick Answer

Who is Troy Mason and what is his history with MLM schemes?
Troy Mason is a serial operator who has launched multiple multi-level marketing schemes since 2021. He previously operated Ztegrity (forex trading), Our Gas Club (gas card scheme), and 25X Club before launching Money Power Wealth. He settled a federal commodities fraud case for approximately $1 million.

What regulatory action has been taken against Troy Mason?
The CFTC (Commodity Futures Trading Commission) sued Mason for commodities fraud in mid-2021 related to his Ztegrity operation. He subsequently settled the federal case for nearly $1 million, though this did not prevent him from launching subsequent schemes.

How long did each of Troy Mason's schemes operate?
Ztegrity operated until mid-2021 when the CFTC sued. Our Gas Club lasted approximately one month in

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