Lorna Thurston, linked to an Idaho address, registered the domain for Money Bags 775 Pro on April 9, 2011, establishing a cash gifting scheme that solicits funds from new participants. The website, realwealthsolution.com/mb, provides no clear ownership details, but Thurston's digital footprint connects her directly to its operations and a history of similar ventures.
Thurston's involvement with Money Bags 775 Pro follows a documented pattern of participation in alleged fraudulent schemes. She appeared on a list of "net-winners" from Zeek Rewards, an $850 million Ponzi scheme shut down by the U.S. Securities and Exchange Commission in 2012. The SEC's action against Zeek Rewards highlighted the significant financial harm inflicted on over a million victims globally.
Her associated YouTube account, "ultrawealth", which bears her name, actively promoted a series of other questionable investment programs. These included GooBets, identified as a $310-$1350 Ponzi scheme, and KingUni, another Ponzi operation with entry points ranging from $100 to $1999. Other promoted entities included Silver4u2, a recruitment-focused model, and Qbule, a survey-based Ponzi scheme that launched in 2014 and later collapsed. Thurston's marketing for Qbule also resided on the realwealthsolution.com domain, further linking her to these past ventures.
Money Bags 775 Pro offers no tangible products or services for retail sale. The only "opportunity" is affiliate membership, which allows participants to recruit others into the cash gifting structure. This model inherently lacks legitimate commercial activity, relying entirely on the inflow of new participant funds.
The core of Money Bags 775 Pro's compensation plan involves affiliates purchasing positions within a three-tier matrix cycler. These are 2x2 matrices, meaning each matrix requires six positions to be filled before a payout occurs. The cost to enter these matrices determines the potential "gifting" payout.
Entry into Matrix 1 costs $75, with its specific payout amount not explicitly detailed in promotional materials, though it implies a return. Matrix 2 positions are priced at $200, promising a $600 payout upon completion. The highest tier, Matrix 3, costs $500 and offers a $1500 payout. Each successful cycle also grants the affiliate a new re-entry position at the same tier, perpetuating the cycle.
While affiliate membership is nominally free, active participation in the income opportunity requires the purchase of at least one matrix position. This effectively sets the minimum cost for Money Bags 775 Pro involvement at $75. The scheme operates on a simple principle: new money from new participants pays off earlier participants.
When an affiliate's matrix fills, the funds collected from the four positions below them are distributed. One portion funds a new re-entry for the existing participant, while the remaining funds are distributed as the "payout." This structure means that payouts are not generated from sales or services, but directly from the contributions of later investors. Such arrangements are commonly identified as illegal cash gifting schemes in the United States, as they lack a legitimate underlying business operation and depend solely on continuous recruitment.
Federal regulators, including the Federal Trade Commission, routinely warn consumers about such schemes. These operations often promise quick, high returns with minimal effort, masking the fact that they are mathematically unsustainable. Early entrants may see returns, but the vast majority of participants, particularly those who join later, are guaranteed to lose their initial investment. The scheme requires an ever-expanding base of new recruits, a condition that no program can maintain indefinitely.
The mathematical reality of a matrix-based cash gifting scheme ensures its eventual collapse. As recruitment inevitably slows, the flow of new funds diminishes. Matrices stall, and payouts cease. Every unfilled matrix represents money paid into the system by participants that will never cycle out, becoming profit for the scheme's administrator. Lorna Thurston, as the domain registrant and apparent operator, stands to benefit directly from these stranded funds.
Thurston's history suggests an understanding of how such systems operate. Her prior involvement as a "net-winner" in Zeek Rewards and her promotion of multiple Ponzi schemes indicate a familiarity with the mechanics of wealth transfer within these structures. The transition from participant to administrator often reflects an awareness that the largest profits accrue to those at the top of the pyramid, particularly when the system inevitably fails.
Individuals who suspect they have been victims of a cash gifting scheme like Money Bags 775 Pro should contact the Federal Trade Commission at ftc.gov/complaint or their state's Attorney General.