Loanledger fails to provide verifiable ownership or executive information on its website.
Loanledger operates from three known website domains:
loanledger.net – privately registered on November 12th, 2025
loanledger.is – privately registered on November 15th, 2025
loanledger.org – privately registered on November 14th, 2025
Despite being less than two months old, on its website Loanledger falsely represents is was launched in 2020.
The story of Loanledger began back in 2020, when our founder and CEO, William Carter, brought together a team of professional traders and software engineers to explore how artificial intelligence could reshape modern investing.
As for “William Carter”…
…Carter appears on Loanledger’s website and in its marketing videos, but doesn’t exist outside of Loanledger itself:
A BehindMLM reader has written in to advise Carter is played by “Ryan” from Canada:
As above, “Ryan” is or has been teaching English in Ukraine.
On social media, “Ryan” goes by Ryan Joseph Kingwell. On September 29th, 2025, Kingwell posted footage of a staged Loanledger marketing video on Instagram:
In one shot we can see “Alex” wearing a Feelmake Video t-shirt:
Feelmake Video is a video production studio in Kiev, Ukraine. This tracks with the majority of Boris CEO scams being run by eastern European scammers (Russia, Ukraine and Belarus).
Ryan Kingwell made his
only appearance on Loanledger’s YouTube channel
on Ocotber 21st, 2025. Kingwell playing Boris CEO “William Carter” might have already been replaced.
On November 10th, 2025, Loanledger
introduced “Oliver Tate”
:
The actor playing Tate has an eastern European accent and has probably been recruited within Ukraine.
On December 17th, serial promoter of Ponzi schemes Vaughan Morrill cited “Oliver Tate” as Loanledger’s creator:
The above screenshot is taken from Vaughn’s “Unlimited Freedom” channel. The same video, in which Morrill is cited as Loanledger’s “media partner”, was uploaded to Loanledger’s YouTube channel on December 15th.
In an attempt to appear legitimate, Loanledger provides UK and Australian company certificates on its website and in its marketing materials.
“Loanledger AI Systems LTD” was registered in the UK on May 12th, 2025. The same company name was registered in Australia on May 16th.
Due to the ease with which scammers are able to incorporate shell companies with bogus details, for the purpose of MLM due-diligence these certificates are meaningless.
Case in point, Loanledger AI System LTD was registered in the UK and Australia by William Carter. We’ve already established Carter doesn’t exist.
As always, if an MLM company is not openly upfront about who is running or owns it, think long and hard about joining and/or handing over any money
.
Loanledger’s Products
Loanledger has no retailable products or services.
Promoters are only able to market Loanledger promoter membership itself.
Loanledger’s Compensation Plan
Loanledger promoters invest USD equival
🤖 Quick Answer
What is Loanledger?Loanledger is a cryptocurrency investment platform operating through the domains loanledger.net, loanledger.is, and loanledger.org, all privately registered in November 2025. Despite claiming a 2020 founding date, domain registration records contradict this assertion. The platform exhibits characteristics commonly associated with MLM-based crypto Ponzi schemes, including unverifiable ownership information.
Who is William Carter, the claimed CEO of Loanledger?
William Carter is presented on Loanledger's website and marketing videos as the platform's founder and CEO. However, no verifiable identity or professional history for Carter exists outside of Loanledger's own materials, strongly suggesting the persona is fabricated to lend false legitimacy to the operation.
Why is Loanledger considered a crypto Ponzi scheme?
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