GPayBack fails to provide ownership or executive information on its website.

GPayBack’s website domain (“gpayback.io”), was privately registered on November 24th, 2023.

Further research reveals a GPayBack marketing video hosted on Simon Stepsys’ YouTube channel:

In the video, Andre Heber is introduced as GPayBack’s founder.

Andre Heber popped up on BehindMLM’s radar in 2016, as owner of the collapsed
Infinity DailyWin
Ponzi.

Through a convoluted voucher ruse, Infinity DailyWin pitched consumers on a 120% to 135% ROI.

In 2019 Heber resurfaced as CEO of SkyBanx.

SkyBanx was an MLM crypto Ponzi that targeted Spanish speakers. SkyBanx pitched consumers on a 400% ROI, paid out at 5% a day.

Returns were purportedly generated via a non-existent trading bot.

SkyBank ran its fraudulent investment scheme through BanxCoin. Today neither SkyBanx or BanxCoin exist.

In the GPayBack marketing video on Simon Stepsys’ channel, Heber states he “lives in the Caribbean.”

As always, if an MLM company is not openly upfront about who is running or owns it, think long and hard about joining and/or handing over any money.

GPayBack’s Products

GPayBack has no retailable products or services.

Affiliates are only able to market GPayBack affiliate membership itself.

GPayBack’s Compensation Plan

GPayBack affiliates purchase “packages”. The more spent on a package, the more a GPayBack affiliate can load onto a MasterCard branded debit card.

Basic – pay $100 and be able to load up to $5000

Plus – pay $300 and be able to load up to $10,000

Advance – pay $1000 and be able to load up to $40,000

Pro – pay $4000 and be able to load up to $90,000

Elite – pay $10,000 and be able to load up to $500,000

Once the load limit is reached or a year is up, a new package must be purchased to continue earning.

Attached to GPayBack’s cards is an investment scheme.

GPayBack affiliates receive the equivalent they pay for a package in GPAY tokens

as users spend money with their GPayBack card, a 5% cashback is paid in GPAY tokens.

GPAY tokens are then staked with GPayBack on the promise of an annual passive return:

Basic tier affiliates receive 4.75% a year on staked GPAY tokens

Plus tier affiliates receive 6.25% a year on staked GPAY tokens

Advance tier affiliates receive 8.25% a year on staked GPAY tokens

Pro tier affiliates receive 8.75% a year on staked GPAY tokens

Elite tier affiliates receive 10.25% a year on staked GPAY tokens

The MLM side of GPayBack pays referral commissions on package purchases down three levels of recruitment (unilevel):

level 1 (personally recruited affiliates) – 10%

level 2 – 7%

level 3 – 3%

Joining GPayBack

GPayBack affiliate membership is free.

Full participation in the attached income opportunity requires a $100 to $100,000 package purchase.

GPayBack Conclusion

There are essentially two tiers to GPayBack, both of which circle back to securities fraud.

The first tier is “package purchases” are investment upon consideration of


🤖 Quick Answer

What is GPayBack and its business model?
GPayBack is a cryptocurrency staking platform offering GPay token investments with promised returns through a staking model. The platform operates via gpayback.io domain and promotes token staking opportunities to investors seeking passive income through digital asset holdings.

Who founded GPayBack and what is his background?
Andre Heber founded GPayBack according to marketing materials. Heber previously operated Infinity DailyWin, a collapsed Ponzi scheme offering 120-135% ROI through vouchers, and later served as CEO of SkyBanx, an MLM crypto Ponzi targeting Spanish speakers.

What were the characteristics of Heber's previous ventures?
Infinity DailyWin promised 120-135% returns via vouchers before collapsing. SkyBanx offered 400% ROI at 5% daily returns pur


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