There is no information on the Elite Pay Alliance website indicating who owns or runs the business.

The Elite Pay Alliance website domain was registered on the 15th of December 2015, with Optimus Dale listed as the owner. An address in the US state of Arkansas is also provided.

Optimus Dale is a pseudonym of Sherm Mason, who first popped up on BehindMLM’s radar as the admin of
Magnetic Builder
.

Magnetic Builder was a $29.95 recruitment scheme launched in 2011.

Last year was a busy one for Mason (right), with at least five known dubious schemes launched throughout:

Paradise Payments
(February 2015) – a $2 to $1000 cash gifting scheme

Magnetic Gratitude
(April 2015) – a $580 matrix-based Ponzi scheme

Summer Fun Matrix
(July 2015) – a $22 three-tier Ponzi scheme and

3×9 Millionaire Machine
(September 2015) – a $3 in, $435 million dollars out Ponzi scheme

Instant Pay Christmas
(November 2015) – a $5 to $800 cash gifting scheme

With Christmas 2015 having come and gone, it appears Mason is looking to start his 2016 launches early.

Read on for a full review of the Elite Pay Alliance MLM business opportunity.

The Elite Pay Alliance Product Line

Elite Pay Alliance has no retailable products or services, with affiliates only able to market Elite Pay Alliance affiliate membership.

Once signed up, Elite Pay Alliance affiliates can purchase $5 positions in the company’s compensation plan.

Bundled with each $5 purchase are advertising credits and access to a PLR product library.

The Elite Pay Alliance Compensation Plan

The Elite Pay Alliance compensation plan sees affiliates gift $5 payments to each other.

Payments are tracked through a restricted 4×4 matrix compensation structure, with affiliates required to pay to unlock each level of the matrix.

A 4×5 matrix places an affiliate at the top of a matrix, with four positions directly under them (level 1):

The second level of the matrix is generated by splitting each of the initial four level 1 positions into another four positions each (16 positions).

The first three levels of the 4×4 matrix are sized by multiples of four, however levels 4 and 5 of the matrix are restricted to 81 and 243 positions respectively.

Whereas a typical 4×5 matrix holds 1364 positions, Elite Pay Alliance’s restricted matrix only pays out on 408 positions.

New Elite Pay Alliance affiliates enter the matrix by gifting $5 to the affiliate who recruited them. This payment in turn qualifies them to receive $5 payments from subsequently recruited affiliates.

Once four such payments have been received, the affiliate must then pay $10 to “unlock” level 2 of the matrix.

This $10 fee qualifies an affiliate to receive $10 from sixteen subsequently recruited affiliates.

Levels 3, 4 and 5 of the matrix require gifting payments of $20, $40 and $50, which qualifies an affiliate to receive $1280, $3240 and $12,150 respectively.

In total, a full 4×5 Elite Pay Alliance matrix sees newly recruited affiliates gift $16,850

🤖 Quick Answer

Who is behind Elite Pay Alliance?
Elite Pay Alliance is operated by Sherm Mason, who uses the pseudonym Optimus Dale. Mason registered the domain in December 2015 using an Arkansas address. He is known for administrating multiple schemes including Magnetic Builder, Paradise Payments, Magnetic Gratitude, and Summer Fun Matrix between 2011 and 2015.

What is the structure of Elite Pay Alliance?
Elite Pay Alliance operates as a 4×4 matrix cash gifting scheme. Participants pay entry fees ranging from $2 to $1000 to join the matrix system, where earnings depend on recruitment rather than legitimate product sales or services.

What are the characteristics of Elite Pay Alliance's business model?
Elite Pay Alliance functions as a cash gifting operation utilizing matrix structures. Like other schemes associated with Sherm Mason, it relies primarily on recruitment of new participants for revenue generation, lacking

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