CoopInc, aka Cooperative Income or CoopIncome, fails to provide ownership or executive information on its website.

In one marketing video embedded onto CoopIncome’s website however, we see David T. Rosen presenting.

Rosen, a Canadian resident, first popped up on BehindMLM’s radar in 2015, as founder of the 
PIE 24/7
 pyramid scheme.

In early 2018 Rosen launched 
Cooperative Crowdfunding
, a matrix-based gifting scheme. This was followed by 
50/50 Crowdfunding
 in late 2018.

In late 2019 Rosen rebooted 50/50 Crowdfunding as 
CoopCrowd
.

After the first iteration of CoopCrowd collapsed, Rosen launched
Coop5050
in late 2020.

Coop5050 began to collapse in late 2021, prompting Rosen to announce a CoopCrowd reboot.

CoopCrowd 2022
launched in early 2022 and collapsed mid-year.

In early 2023, Rosen launched
CoopBusiness
, a 3×10 matrix based pyramid scheme.

CoopBusiness lasted a few months, prompting Rosen to launch Coop20 in August.

Coop20 was expanded in October 2023, and it’s this iteration we’re reviewing today.

Read on for a full review of CoopInc’s MLM opportunity.

CoopInc’s Products

CoopInc has no retailable products or services.

Affiliates are only able to market CoopInc affiliate membership itself.

CoopInc’s Compensation Plan

CoopInc affiliates purchase positions in a 3×6 matrix:

CoopInc20 – $20 every 28 days

CoopInc28 – $28 every 28 days

CoopInc20/28/280 – $280 every 28 days

“20”, “28” and “280” refer to three matrix tiers:

CoopInc20 = 3×6 matrix

CoopInc28 = 3×10 matrix

CoopInc 280 = 3×10 matrix

A 3×6 matrix places an affiliate at the top of the matrix, with three positions directly under them.

These three positions form the first level of the matrix. The second level of the matrix is generated by splitting each of these first three positions into another three positions each (9 positions).

Levels three to six of the matrix are generated in the same manner, with each new level housing three times as many positions as the previous level.

A 3×10 matrix expands a 3×6 matrix to ten levels. These additional four levels follow the same “three times as many positions” formula.

Recruitment Commissions

CoopInc affiliates receive 25% of position fees paid by personally recruited affiliates.

Residual Commissions

Regardless of the matrix tiers, commissions are paid as a percentage of each directly or indirectly recruited affiliate’s buy-in.

Exact commission percentages are determined by which level of the matrix a position is filled.

CoopInc20

level 1 – 15%

level 2 – 5%

level 3 – 10%

levels 4 and 5 – 5%

level 6 – 10%

CoopInc28 and Coop280

level 1 – 10%

levels 2 to 4 – 5%

level 5 – 2.5%

level 6 – 5%

levels 7 and 8 – 2.5%

level 9 – 5%

level 10 – 7.5%

Note that once a matrix is filled, a new matrix is opened up at the same tier (CoopInc20, CoopInc28 or CoopInc280).

Also note that CoopInc affiliates who don’t recruit only earn residual commissions on

three matrix levels for CoopInc20 and

two matrix levels f

🤖 Quick Answer

What is CoopInc and who is its founder?
CoopInc, also known as Cooperative Income or CoopIncome, is a scheme presented by David T. Rosen, a Canadian resident. The company lacks transparency regarding ownership and executive information on its official website, with Rosen's involvement confirmed only through marketing videos embedded on the platform.

What is David Rosen's history with pyramid schemes?
David Rosen has founded multiple schemes since 2015, including PIE 24/7, Cooperative Crowdfunding, 50/50 Crowdfunding, CoopCrowd, and Coop5050. His ventures operate on matrix-based and gifting models, with successive iterations collapsing and being relaunched under different names throughout 2018-2022.

What pattern characterizes Rosen's business ventures?
Rosen's schemes demonstrate

🔗 Related Articles

- CoopBusiness Review: David Rosen’s 2023 pyramid scheme
- CoopCrowd 2022 Review: David Rosen migrates to crypto fraud
- CoopCrowd Review: David T. Rosen’s 2019 gifting scheme
- CoopC Review: David Rosen’s 2025 pyramid scheme
- Cooperative Crowdfunding Review: 3×10 matrix cash gifting