AiBN's website, aibnglobal.com, was privately registered on February 3, 2024, concealing the identities of its operators. Marketing materials for AiBN feature individuals with Indian appearances using fabricated names, often claiming a base in Dubai. Webinar attendees confirm a strong presence of names from India, Pakistan, and Bangladesh in the scheme.

The United Arab Emirates, particularly Dubai, has gained a reputation as a permissive environment for multi-level marketing and cryptocurrency schemes. Its financial regulators, such as the Dubai Financial Services Authority (DFSA) and the Securities and Commodities Authority (SCA), have historically shown limited enforcement against unregistered investment opportunities pitched from within its borders. This regulatory gap makes it an attractive base for operators seeking to avoid scrutiny from more stringent jurisdictions like the U.S. Securities and Exchange Commission or the UK's Financial Conduct Authority.

AiBN offers no actual products or services. Its entire operational model relies on affiliates recruiting other affiliates, a hallmark of a pyramid scheme. Participants invest Tether (USDT) into various packages, with promises of significantly higher USDT returns. For instance, an investment of 129 USDT supposedly yields 200 USDT. Another package offers 600 USDT back for a 299 USDT investment. Other tiers include 499 USDT for 1250 USDT, 700 USDT for 2400 USDT, and 1499 USDT for 6000 USDT.

Once an investor reaches their package's maximum return, they must reinvest to continue participating and earning. The compensation structure for affiliates pays out exclusively on recruitment. AiBN operates with twelve affiliate ranks, ranging from Executive to Crown Ambassador. Advancing through these ranks requires accumulating downline investment volume, referred to as "GV," which counts as 70% of the invested USDT. At least 20% of the required GV for each rank must originate from a single side of an affiliate's team.

Referral commissions begin at 5% of 70% of a recruit's initial investment. This percentage increases to 10% once an affiliate recruits five people. Residual commissions are paid through a binary structure, with AiBN distributing 5% of 70% of the USDT invested on an affiliate's weaker team side each week. Recruiting enough people on both sides can multiply this payout to 200% or even 300% of the base commission.

Weekly earning caps are imposed based on rank. Executives can earn up to 2,000 USDT per week, while Crown Ambassadors reportedly can earn as much as 100,000 USDT weekly. A Matching Bonus provides up to 10% on downline residual commissions across five levels, depending on the affiliate's rank. Additionally, one-time Rank Achievement Bonuses are offered, ranging from 250 USDT for Sapphire rank to 100,000 USDT for Crown Ambassador.

AiBN claims its earnings derive from an AI trading bot named "Ascent." A separate website, aibnascent.com, was registered on April 11, 2024, to support this claim. The Ascent bot supposedly auto-trades on subscribers' personal exchange accounts, following a "can't touch our money" model. This setup, while appearing to keep funds secure with the user, often involves granting API access to the bot. Such access can be exploited by scheme operators to execute unfavorable trades, gradually deplete accounts through hidden fees, or simply freeze users out of their own funds once the scheme collapses.

The original Ascent bot appears to have failed, as AiBN announced "Ascent 2.0" on September 5, 2024. If an AI bot could consistently generate the high, guaranteed returns promised by AiBN, its anonymous operators would simply deploy it for their own profit, not share the earnings through a complex multi-level marketing structure.

AiBN's promised passive returns trigger securities and commodities regulations in most financial jurisdictions. The company provides no evidence of registration with any financial regulatory body globally. This lack of registration constitutes securities and commodities fraud at minimum. The only verifiable revenue stream entering AiBN is new investment from new participants. Using these new investments to pay earlier investors is the defining characteristic of a Ponzi scheme. With no genuine products sold to retail customers, the entire recruitment structure functions as an illegal pyramid scheme.

Participants in such schemes often find their initial investments quickly consumed by the system. When the flow of new recruits slows, the promised returns vanish, leaving most investors with significant financial losses. Recovery efforts are frequently hampered by the anonymous nature of the operators and the cross-border movement of funds. Individuals who believe they have been defrauded should contact their national financial regulatory authority.