Joseph Zyskowski, operating out of Nevada, runs 5DollarMoneyBomb, an affiliate marketing program launched in November 2011. The program promises members income through a multi-level marketing (MLM) structure. Zyskowski uses the username "joez" within his own program, according to the terms and conditions.

The 5DollarMoneyBomb website does not name an owner directly. However, the domain registration for "Financial Prosperity Group," which hosts JavaScript for 5DollarMoneyBomb, lists Joseph Zyskowski as owner. He also appears in promotional YouTube videos for the service.

5DollarMoneyBomb sells no retail products. Its offerings consist of marketing videos about YouTube, Facebook, and Twitter. Members also get access to a free classified ads directory and a "legal bulk emailer," which functions as spam when sending unsolicited messages.

The compensation plan consists of three parts. First, 5DollarMoneyBomb's own commission structure. Second, company-recommended affiliate programs. Third, MoneyBomb Plus members can promote their own third-party affiliate programs to their downlines.

All commissions within the 5DollarMoneyBomb system derive from recruiting new members. A direct recruit earns the recruiter $5. An additional $5 comes from every even-numbered sale made by direct recruits (level 1). The system then pays $5 for every odd-numbered sale made by recruits of recruits, extending down unlimited levels (level 2 and beyond).

The program strongly promotes six affiliate programs to new members. NetSpend's $20 refer-a-friend program is a primary example. NetSpend is a US prepaid debit card. To earn the $20 referral fee, the referred member must load $40 onto their new card.

Other refer-a-friend offers, including one called "ZNZ," are also pushed. 5DollarMoneyBomb claims members can earn up to $220 per recruited member through these external offers.

Members can upgrade to MoneyBomb Plus to market their own affiliate programs through their downline. Offers travel down the chain until a recruit signs up. If no one signs up, the offer remains pending for new recruits.

A standard membership costs $15 annually. MoneyBomb Plus, which allows members to market their own affiliate offers, costs $49 annually.

The lack of retail products and 100% of commissions coming from membership fees define 5DollarMoneyBomb as a recruitment scam.

5DollarMoneyBomb itself does not pay for the external affiliate programs. Members promoting these programs must follow the individual terms and conditions. The $5 recruitment commissions are one-time payments and appear small compared to the $220 potential from other affiliate offers. This structure encourages members to prioritize pushing external affiliate programs.

Zyskowski posted a video showing his 5DollarMoneyBomb income. His NetSpend balance of $1,145 came mostly from $20 referral fees, with minimal $5 membership commissions. The MLM structure becomes unsustainable when new recruitment slows, leaving no one to market affiliate offers to.