A proposal circulates among former Zeek Rewards participants: sue the federal government over healthcare.gov website costs. This strategy aims to create a bargaining chip, allowing affiliates to avoid repaying their Ponzi scheme winnings. The idea surfaced days after Robert Craddock's claims that Zeek Rewards was not a Ponzi scheme.

The directive first appeared on MoneyMakerGroup, a popular forum for Ponzi scheme promotion. A poster named "HerculesUnchained" shared the concept, stating it had been sent to them by another person. The anonymous author of the directive expressed anger over the reported $600 million spent on the "Obamacare" website.

The author argued that $600 million was an excessive amount for a website, claiming a similar project could have been completed for approximately $25,000. They called the government's spending "criminal," stating that borrowed money would need repayment with interest by citizens who had no involvement in the alleged overspending. Even the actual figure of $394 million, paid to the contracted company since 2006 for various Department of Health and Human Services contracts, still represents a substantial sum for an underperforming website.

The Zeek affiliates' proposal suggests they collectively hire lawyers to file a lawsuit against the federal government. This lawsuit would demand the clawback of any funds exceeding $25,000 spent on the healthcare website. The core intent is to then offer a deal: if the government drops its lawsuits against Zeek participants, the affiliates will drop their website spending lawsuit.

This plan directly links the purported government overspending to the affiliates' legal obligations. It seeks to nullify the requirement for net winners to return funds obtained from the $600 million Zeek Rewards Ponzi scheme.