ZBlackCard operate out of Texas and is owned and operated by Troy Mason.

Mason first popped up on BehindMLM’s radar in 2013 as CEO and President of
Gas Club of America
.

Gas Club of America combined gift and gas cards with penny auctions. The company is believed to have only lasted a few months.

In 2015 Mason (right) reemerged with
Zlicense
.

The premise behind Zlicense was the marketing of plastic sleeves containing a link to a website containing personal medical information.

Zlicense is still operational, although since our review Mason has branded his opportunities under “Ztegrity” – of which ZBlackCard appears to be the latest offering.

Read on for a full review of the ZBlackCard MLM opportunity.

ZBlackCard Products

ZBlackCard market a debit card they claim is an “elite prepaid card for the masses”.

In his marketing pitch for the card, Mason expresses a desire to provide the same experience as receiving an “ultra elite credit card”, without “the ridiculous fees of a credit card”.

Advantages of the ZBlackCard on the company website include:

improves your credit score and finances

let’s you drive your dream card

less fees than other cards

impress your associates and

“boss toss it on tables”

Stated pricing for the ZBlackCard is $60 to $500 upfront and then $60 to $840 a year.

No explanation for the wide range of retail pricing is provided.

The ZBlackCard Compensation Plan

The ZBlackCard compensation plan rewards affiliates for selling ZBlackCards to retail customers and recruited affiliates.

Commissions are primarily paid out via a 3×10 matrix.

A 3×10 matrix places a ZBlackCard affiliate at the top of a matrix, with three positions directly under them:

These three positions form the first level of the matrix.

The second level of the matrix is generated by splitting these three positions into another three positions each (9 positions).

Levels three to ten of the matrix are generated in the same manner, with each new level housing three times as many positions as the previous level.

Positions in the matrix are filled with cardholders, either retail customers or recruited affiliates.

Each cardholder position filled in the matrix pays:

$1 anytime a new ZBlackCard is sold (one-time)

1% on a custom card order

50% on card design, card style and/or elite upgrade

Auto Rewards

Auto and Combo ZBlackCard affiliates qualify for Auto Rewards.

Auto Rewards pay $1 to $6 upon recruitment of Auto and Combo affiliates.

ZBlackCard pay Auto Rewards based on a 5×4 matrix.

A 5×4 matrix has five positions on the first level, which multiplies by five down a total of four levels:

Auto Rewards payments increase as positions in higher levels of the matrix are filled:

level 1 (5 positions) – $1 per position filled per month

level 2 (25 positions) – $4 per position filled per month

level 3 (125 positions) – $5 per position filled per month

level 4 (625 positions) – $6 per position filled per month

VIP Rewards

VIP and Combo ZBlackCar

🤖 Quick Answer

What is ZBlackCard and who operates it?
ZBlackCard is a prepaid card service operated by Troy Mason from Texas. Mason has previously launched multiple ventures including Gas Club of America in 2013 and Zlicense in 2015, later rebranding under "Ztegrity." The company markets its debit card as an elite prepaid solution targeting consumers seeking premium financial products.

What was Gas Club of America?
Gas Club of America was a short-lived venture combining gift cards and gasoline cards with penny auction functionality. Launched in 2013 under Troy Mason's leadership, the company operated for only a few months before ceasing operations.

What is Zlicense and its connection to ZBlackCard?
Zlicense, founded in 2015, marketed plastic sleeves containing website links to personal medical information storage. Though still operational, Mason rebranded his business ventures under

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