Maktub Emirates promised investors daily returns of up to 2.8%, amounting to a 200% total ROI, but failed to disclose its ownership or operational details. The investment scheme, which lacks any retailable products or services, functions solely by recruiting new participants. Traffic data for the Maktub Emirates website indicates significant user activity in Brazil and Spain, suggesting a potential link to those regions for its operators.
The Maktub Emirates compensation structure relies on affiliates investing funds into various packages, ranging from $50 "Desert" investments to $50,000 "Khalifa" tiers. Each package offers a daily return, capped at a total of 200% of the initial investment. Reinvestment is mandatory once this cap is reached. Affiliates are further incentivized through recruitment bonuses, with the potential to earn up to 300% on their package investments by bringing in new members.
Daily earning caps are tied to the affiliate's investment level. For example, "Desert" affiliates can earn a maximum of $100 daily, while "Khalifa" investors are capped at $10,000. The scheme also incorporates an incentive bonus system based on points generated by each investment package. Affiliates receive a 10% bonus on points accumulated from four separate downline investments made on the same day.
Maktub Emirates employs both unilevel and binary compensation structures. In the unilevel plan, affiliates are positioned at the top of a team, with personally recruited members placed directly below them. Subsequent recruits fill deeper levels, forming a theoretical infinite structure. However, Maktub Emirates limits payable unilevel commissions to nine levels. Commissions are calculated as a percentage of points generated through investments across these levels, with varying rates depending on the affiliate's own investment tier.
The binary compensation plan splits an affiliate's team into two sides: left and right. New investments fill positions within this structure, and daily earnings are calculated based on 60% of the investment point volume on the weaker side. Any remaining volume on the stronger side is carried over to the next day. The lack of transparency regarding Maktub Emirates' leadership and the reliance solely on recruitment for returns strongly indicates a Ponzi scheme model. Investors are advised to exercise extreme caution and consult resources like the Securities and Exchange Commission for information on investment fraud.