I-InsureMe operates in the insurance MLM niche.

The company is based out of Arizona in the US and headed up by owner and CEO Paul Langley.

The earliest business history I was able to find on Langley (right) was Clear Business Solutions.

I wasn’t able to pin down when it started but as per a Better Business Bureau listing, prior to 2005 Clear Business Solutions “offered a health care savings plan”.

As of March 2005, the company has ceased this type of business and now offers a service to close sales for coastal vacations business opportunities.

Coastal Vacations
is your typical MLM travel niche recruitment opportunity.

According to Langley’s LinkedIn profile, he owned and operated Dedicated Financial Group from August 2006 to April 2014.

An official Dedicated Financial Group Facebook page describes the business as the “developer of the retirement rescue plan”.

Those Facebook posts link to still-available email marketing copy, which reveals Dedicated Financial Group was a financial services MLM opportunity.

Considering Dedicated Financial Group ended in April 2014 and I-InsureMe was launched that same month, it appears I-InsureMe was a rebranding.

Read on for a full review of I-InsureMe’s MLM opportunity.

I-InsureMe’s Products

I-InsureMe markets property & casualty insurance, broken down to home, auto and/or business insurance policies.

Insurance policies are provided by Dickinson Insurance, an Idaho agency that pitches it self as “the insurance specialists”.

Through Dickinson Insurance, offered policies are available in Arizona, California, Colorado, Connecticut, Florida (no HO), Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Minnesota, Missouri, Montana, Nevada, New Mexico, North Carolina, North Dakota, Ohio, Oregon, Pennsylvania, South Carolina, South Dakota, Tennessee, Texas, Utah, Washington, Wisconsin, Wyoming.

These locations are taken directly from I-InsureMe’s website at the time of publication.

Seeing as pricing is policy dependent, I can’t provide any retail pricing examples.

I-InsureMe do however state that

70-80% of the time, a person can get better coverage, better pricing, or both on his/her home/auto/business insurance.

I-InsureMe’s Compensation Plan

I-InsureMe’s compensation plan combines recruitment and insurance policy commissions.

Affiliate Membership Tiers

I-InsureMe’s compensation documentation details three affiliate membership tiers:

Representative – gets paid to refer insurance clients (no MLM)

Affiliate – paid to recruit new Affiliates and Representative Affiliates

Representative Affiliates – paid to refer insurance clients and recruit new Affiliates and Representative Affiliates

While policy volume generated by Representatives is paid out via I-InsureMe’s compensation plan, Representatives themselves can’t earn MLM commissions.

Affiliates earn both direct and passed up recruitment commissions.

Representatives earn direct, passed up and residual policy and recruitment commissions.

Insurance

🤖 Quick Answer

What is I-InsureMe's business model?
I-InsureMe operates within the insurance MLM sector, combining insurance products with a pass-up chain recruitment structure. The company is headquartered in Arizona and led by CEO Paul Langley, who previously managed ventures in health care savings plans and MLM travel opportunities through entities like Clear Business Solutions and Coastal Vacations.

Who is the founder and CEO of I-InsureMe?
Paul Langley serves as owner and CEO of I-InsureMe. His entrepreneurial background includes Clear Business Solutions, which offered health care savings plans until 2005, and Dedicated Financial Group, which he operated from August 2006 to April 2014, demonstrating experience across multiple financial services sectors.

In which industry niche does I-InsureMe primarily operate?
I-InsureMe specializes in the insurance MLM niche, combining

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