Jeff Crane launched CyberWealth 7 in early 2014, presenting it as a division of Cyber Wealth Alliance, both based in California. Crane serves as the company's President. This venture followed his previous opportunity, 4 Color Gold, which began in January 2012.
4 Color Gold paid affiliates to recruit others and earn residual commissions from membership fees through 2x3 matrices. The recruitment-dependent model saw 4 Color Gold collapse within months, with its website now defunct. Crane had structured 4 Color Gold similarly to CyberWealth 7, but under the parent company name "The Cash Flow Alliance."
The Cash Flow Alliance had prior business ventures. One was the International Financiers Business Association (IFBA), advertised in 2004 as a profit share program and now defunct. Another was "10k21days," dating back to 2009. Crane's reasons for renaming The Cash Flow Alliance to Cyber Wealth Alliance remain unclear.
Before 4 Color Gold, Crane was an affiliate with Royal Cruise Matrix in 2009. Royal Cruise Matrix charged participation fees and relied on affiliates filling matrices through recruitment, a clear inspiration for 4 Color Gold. Faith Sloan, who is currently facing a civil lawsuit from the SEC over her involvement in the TelexFree Ponzi scheme, listed Crane as the 8th ranked affiliate in Royal Cruise Matrix.
CyberWealth 7 has no proprietary products. It markets anti-keylogging software GuardedID and cloud storage service ProtectID, both from StrikeForce Technologies. CyberWealth 7 appears to have signed up for StrikeForce Technologies' affiliate program. A letter from George Waller, StrikeForce Technologies' Vice-President, on the CyberWealth 7 website expresses appreciation for CyberWealth 7's promotional efforts. Waller's letter cites an affiliate agreement date of March 23, 2013, which aligns with Crane's prelaunch of CyberWealth 7 a few months later.
GuardedID software encrypts keyboard keystrokes to block keylogging. It uses 256-bit encryption. The software comes in "standard" and "premium" versions. The standard version protects against online theft by encrypting keystrokes during online data input and financial activities. The premium version encrypts keystrokes during all computer activities, including use of MS Word, Excel, PowerPoint, online and offline email, Skype, and accounting programs.
CyberWealth 7 offers monthly subscriptions to retail customers: $15 upfront then $7 a month to protect two computers (one premium license); $45 upfront then $17 a month to protect five computers (two premium licenses); and $59 upfront then $33 a month to protect ten computers (three premium licenses). The number of premium licenses versus total protected computers causes some confusion. The CyberWealth 7 customer order page simplifies this, stating, for example, that the $15 purchase includes a "10 computer license for both products" (GuardedID and ProtectID).
The CyberWealth 7 compensation plan focuses on affiliate recruitment, though retail commissions are available. Commissions are paid directly or residually via unilevel and 1-up structures. Performance and rank-based bonuses also exist.
Retail commissions include an upfront payment and ongoing residual commissions on monthly fees. For the $15/$7 plan, affiliates earn a $5 once-off commission and $1 per month. The $45/$17 plan pays $10 once-off and $6 per month. The $59/$33 plan gives $20 once-off and $11 per month. Residual retail commissions extend seven levels deep on retail customer subscriptions made by downline affiliates. This includes 25 cents a month on a $15/$7 plan sale, 50 cents a month on a $45/$17 plan sale, and $1 a month on a $59/$33 plan sale.
CyberWealth 7 affiliates receive direct commissions for recruiting new affiliates. The commission amount depends on the new affiliate's monthly fees. A Cyber Friend ($15/$14 a month) yields $7. An Affiliate Partner ($45/$26 a month) pays $25. An Executive Partner ($59/$44 a month) offers a higher commission.