Rachel Goldberg, previously linked to the collapsed AdsRealm scheme, appears to operate 4 Daily Pay, an investment platform promising a 4% daily return. The 4dailypay.com domain, registered privately on January 19, 2012, provides no ownership details.

The 4 Daily Pay logo looks nearly identical to 3 Daily Cash, another investment scheme launched days earlier. Both websites are hosted by Staminus Communications (NEMTYMEDIA) in Seychelles. An AdsRealm logo file sits tucked away in the images directory for both 3 Daily Cash and 4 Daily Pay. This is not just a similar logo, but the exact same file.

AdsRealm, a 2% daily ROI scheme, began in September 2011. Rachel Goldberg ran it from Vancouver. On September 17, 2011, the site repeatedly crashed. Goldberg blamed hosting problems and moved to a new server, sending a message to members: "WE HAVE MOVED! As some of you are aware, we were experiencing hosting issues, and therefore we have moved AdsRealm to a new and better server. The move was completed earlier today with minimal downtime, and we are once more ready to Rock 'n Roll!! Hope you are enjoying a happy and profitable week, Rachel."

Twelve days later, Goldberg updated members, reporting 282 people had joined. They purchased $3,300 in ad units, with over $400 paid in commissions. Goldberg stated, "We are well pleased with the start we have made." By late October, AdsRealm stopped paying. The site went dark, and Goldberg vanished with the money.

The presence of AdsRealm logo files in both 3 Daily Cash and 4 Daily Pay directories points directly to Goldberg as the administrator behind both schemes.

4 Daily Pay guarantees members a 4% daily return, promising a 250% return on investment over 50 days from the original investment date. Investments start at $10. Each purchase includes a bundle of advertising credits for the in-house ad network on the 4 Daily Pay website.

Referral commissions are paid as a percentage of money invested by recruits. Direct referrals earn 10%. Their referrals earn 5%. Membership is free, but an investment of at least $10 is required to earn anything.

A domain called bannermoneyads.com points to the same IP address as 3 Daily Cash. Banner Money Ads was another scheme that guaranteed 10% daily ROI, up to 150% in 15 days, on $10 investments. It launched in September and collapsed in late October, mirroring AdsRealm's timeline.

The Banner Money Ads administrator was never publicly identified. However, the identical timing, shared hosting with 3 Daily Cash, and the AdsRealm logo files in both 3 Daily Cash and 4 Daily Pay directories suggest Rachel Goldberg also ran that operation.

No legitimate investment can fabricate a 200% return from nothing. 4 Daily Pay has no revenue stream beyond new member investments. Like AdsRealm and Banner Money Ads before it, 4 Daily Pay will collapse. Goldberg will likely disappear with the investor funds again.